just Imagine: you come home from a vacation, and a severe leak on the neighbours, is there any water in your home. Because of this, your furniture is damaged or corrupted. Annoying and a waste of your stuff. What to do now?
In this case, it is important that you take the damage, and immediately report to your insurance company. This insurance is not compulsory, but is advisable for everyone. An insurance company will cover loose items in your home. Think about furniture, curtains, floating floor, as well as valuable items such as jewellery or a laptop. It’s good to know: pets are considered “things,” and thus fall under your contents insurance policy.
the Damage can be caused by many different factors. For example:
burglary, fire, flood storm, at least a force 7 wind), explosion, lightning, What does an insurance company provide?
Unfortunately, it is not always the case that the damage is covered by your insurance company. When you see the damage you caused, for instance, because you have something to omstoot, or drop it, you are able to only claim on your property insurance if you have a allriskdekking to you. Always Check the variant you have is a basic coverage or more comprehensive coverage.
Damage as a result of the design, or maintenance is, in principle, will never be covered. The same is true if your stuff is lost.
all in All, one insurer
regardless of Whether you rent or own a home, have, in fact, you have to have insurance. The same goes for the buildings, liability insurance and legal expenses insurance. Do you want to always be secure? It is also smart to get all of your insurance policies under one insurance provider.
for example, If there is any damage to your home, and your household, for example due to a fire, to avoid a fuss about the damage to compensate. Also, you only get one damage afwikkelaar and help you to avoid ‘gaps’ in your insurance policy.
If you are well-insured, < / p> An insurance company, where you can easily have all your insurance policies and can host it is the sole owner. They’ve both the Living room & VrijeTijdpakket, a package of all of the insurance policies that you will need to have a house and contents , dwelling, liability insurance, legal protection, accident, and good travel insurance. You have to decide what kind of insurance you have, in the packet capture. And in the meantime as well, you can, insurance, and add or cancel.
If you are worried that you have with your insurance company, not all of the damages will be paid? With Aegon, you do not have to worry about. The insurance is a guarantee against underinsurance.
If you have the insurance coverage you requested, it will be inboedelwaarde on the basis of, among other things, the size of the home and family set. Then, as for damage, it appears that your stuff is worth more than that, Aegon was assessed, then the real damage, however, you will be paid. This is the true value of your belongings before the damage occurred. If the items are still but a short time before, been purchased, and you will get the new value. For older stuff, it is a question of write-off.
Always and everywhere, the Insurance-be Fit
You have a laptop, with the new bank, the jewelry, everything of value, you’ll want to protect it properly. Therefore, Check if your insurance is still up-to-date.
in Order to make sure that you are well assured of Aegon’s Insurance policy for Fit-Check and came up with. In this document important moments in your life, and you’ll find helpful tips and advice.
