Apple launched on Tuesday its payment service Apple Pay in Germany. Now, cash – and contactless payment at the checkout should be possible. To Start, simply credit and debit cards will be integrated in Apple Pay.
Apple has launched on Tuesday its payment service Apple Pay in Germany, with the customers of the US group’s contactless payment at the checkout can pay. Owners of iPhones, Apple Watches, iPads and Macs could pay “at leading retailers in the whole of Germany” to “simple, fast and secure way,” said Apple on Tuesday in Munich. Apple Pay make everyday life so that “fast and convenient”.
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payment service Apple Pay in Germany, German banks started:
With the payment service can pay customers via the near field radio NFC (Near Field Communication), cash – and contactless. Apple, according to hundreds of thousands of locations,” Apple Pay accept “. Among the participating banks, for example Deutsche Bank, HVB and Comdirect in addition, retailers such as C&A, Tank & Rast or the Allianz Arena, as well as Apps and Websites like Foodora and mytaxi.
According to the group to stand in Apple Pay security and privacy in the heart. If a credit or debit card to be added, would be saved the actual card numbers are neither on the device nor on Apple servers. In July, the savings banks had launched their own App to make a payment with your Smartphone. Also, Google offers its payment service, Google Pay in Germany.
Germany is a very special market. The Motto here is “Cash is king was particularly long.” Statistically, that is no Romabet longer true. According to a study by the Deutsche Bundesbank, the cash ratio in 2017, a decrease in money transactions for the first time under the 50-percent threshold: Only 47.6 percent of the payments were settled in cash. In the case of card payments with the Girocard comes at the same time, mostly for use and not credit cards. To integrate a Girocard in a Smartphone-payment service, it means more effort.
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the new payment service Apple Pay
works While the common payment service Apple Pay in other countries, such as France or Denmark, already long accepted, were reluctant German banks so far against the introduction of the new payment method. Basic confusion about the exact percentage, who would earn as much through its participation in the Pay for goods, according to the süddeutsche Zeitung. As of this Tuesday is about to change this now, in this country, the NFC interface on the Apple device is now released.
+ hundreds of thousands of sites would in the future have Apple Pay accept©Reuters / How Hwee Young
But only one device from Apple, will not be sufficient for cashless payment. Rather, the Bank must accept the Pay with Apple Pay. By the phone, downloaded the App, the customer can store his credit card or debit card, to digital type. Not the Girocard is accepted in this country. Users can access an account at any of the participating banks, Apple Pay still do not want to miss, can lay on the Bank-independent service “Boon” a digital debit card.
But in addition to the compatible Apple device and of the Bank, must, of course, accept also checkout the new payment service. In this country, this should allow starting from today, already over a hundred thousand locations. To Pay must be merely held the device to the Payment Terminal and the operation will be confirmed by fingerprint or Facial match. So theft or data misuse can be prevented.
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jl with AFP
