The new year is extensively celebrated, but what if the Böllerei your car is damaged? We tell you the tips for a safe new year’s eve.
firecrackers and rockets are out for many for the annual new year’s eve party. However, this is not always quite harmless. As a precaution, you should leave the car before the new year’s eve in a rather quiet side streets or in a Garage.
Who is liable for damage caused by firecrackers and rockets?
By properly fired firecrackers and rockets only relatively small risks for the car to threaten, according to ADAC. This applies even for fabric roofs of convertibles. Directly on or against the car shot fireworks could make for Powder burns in the paint . Therefore, the Council: firecrackers in Dinamobet the vicinity of a cars ignition.
For damage to the car must, in principle, the ‘polluter pays’. This is, for example, a private liability insurance of the perpetrator. The is not determined, however, can grab an existing part – or fully comprehensive insurance.
also read: car insurance – what time is results in full insurance no longer make sense?
when to apply the partial cover?
the part of the hull come in principle for fire and explosion damage , but only in the case of a “fire with Fire”, as the AvD explains. It comes to so-called “Stewed and Sengschäden”, as they are often caused by fireworks, not to attack the part of the hull.
damage vandalism, as well as bump, scratch and Schmorschäden , such as by falling missiles, only covers a fully comprehensive. In any case, the damage should be photographed and reported to the police. The agreed deductible and the impact on the damage freedom class must take into account Insured.
Park your car in the new year’s eve night in a Garage. this Is not possible, you should find a quiet street or a courtyard, away from the fireworks and the Böllerei. This is also not feasible, you should have your car in view and intervene at the right time.
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