Dutch couples are having more and more frequently, public statements, and it is also becoming more and more common to use the income in one big lot of them. It can even be dangerous, in the opinion of the investigator behind a new report by the Dutch.
the Couples are doing more and more of the financial matters together, in accordance with the Dutch. Not only are the partners with more and more often, both of them involved in household budgets. More than half of the couples who throw all their cash in one big pile, with 61 per cent, deposit all income in a single account.
“We had expected that people would be less inclined to put all their money in one pot to get the one much more deserving of it, but such a distinction is that we have not discovered,” says the Dutch researcher, Gea Schonewille.
“the public account, it is dangerous,”
Gea Schonewille, a Little research
with The increased involvement, and more and more ordinary, common-account will Schonewille is a positive trend. This ensures transparency and minimises the risk of arguing will decrease. But 40 percent is nothing else than a shared account, often because it’s easier, ” she says.
“No good argument”
“you just don’t need to talk to is not a good argument for the choice of a verdelingssleutel. However, We advice people to have a good conversation with your partner in order to put together a system that really feels right for both of you!”
the budget coach Lisa Verdegaal was surprised to see that so many people put all their money under a single heading. That you don’t have your own, separate bank account, it is a very good idea, she says.
“we all set off together. With an eye in the future, as there is a risk that people will feel cheated if all their income is on a large lot is put in. These people, as I am aware,” says Verdegaal. “You did it, twenty years is nothing!’ or blame the one than the other, which in retrospect, I can see that quite often, yes. It’s not a fair system.”
Expensive hobbies
a Little research Schonewille, “Only a common case is a dangerous one. It increases the risk of conflict. When, for example, have expensive hobbies go it’s pretty good.”
of All the income in one account, it is the most common verdelingssleutel in the Dutch report, which is followed by “you’ve got to pay for half,” and “to contribute, in proportion to’. The least common way to make income is to be divided, the zakgeldmethode both to keep as much money left over for fun stuff after you pay for the expenses. 8 per cent of the couples splits up the money in this way.
“I think it’s very nice to be in control of my own money. And I’ve never had the feeling that I will be held accountable if there’s something I want to buy it,” says the 31-year-old Esther, who is all of twelve years old, this method can be used together with their partner.
“the other day I was shopping with a friend of mine who is a lot less money than her friend’s, and he puts more in. She felt almost guilty as she is in a sweater and wanted to buy it. Super annoying, but that’s the feeling I have never had to have it. I would not have a lot of fun if I need help paying for rounds of beer with my friend to buy it for friends as I am. That may be so nice and make money.”
‘, Which is also’
zakgeldmethode seems to be a favourite with budget coach Lisa Verdegaal, and a Little research, Gea Schonewille. “I think it’s weird that it’s so rare. I would even want to do that!” says Schonewille. “Then you can go for a fair distribution of advantage, as, for example, one of the more employed, the more so for the children. Sure, it is a job, and then you should be able to say that it’s fair that you both have as much money to keep it.”
However, there is no one verdelingssleutel that will work for everyone, notes for the Little explorer. “Who’s behind it, would be Nobel prize winning.” As a rule of thumb, from the budget coach Lisa Verdegaal, is that it is only fair if both partners are conscious of the choices will have to be created before they are able to agree on what system they are going to use it.
“Then you can come to the conclusion that it is the partner who is working just as it should be, well, more money, nice things are allowed to spend while the other is more in the bank gives them as an example. “But, as the resident twin for the children, you might consider that everyone else is just so much money to spare. At the office, it has become easier than those who have care of the children, I would venture to say to you.”
