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the Camera which is lost in the ground, mobile phone drown in the toilet, and the PC that is being destroyed because the wineglass falling over the keyboard. This can make your vacations extra pricey.

And the bad news: It is not covered by the ordinary reiseforsikringen. In this case, you must provide a extra “things-insurance” that covers these items. As you may know from some el-shops.

Norgesferie

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But there are some smart tips that you can get it twice again after an injury on the journey.

Theft

Reiseforsikringen covers theft, but only if you have stored the equipment in a safe manner.

A good travel insurance covers a lot, but is still not an “all-risk”insurance, says Torbjørn Brandeggen, senior communications advisor at Tryg Insurance.

– It means that you should not check in valuables, as checked-in baggage during your flight.

fine weather? Rain with viper here dinside

And you must also not leave valuables such as tablet, mobile phone or clock lie on the beach while you take a trip to the beach bar for a glass of wine. When you have did not fit well enough, and must count upon the refusal or curtailment, ” says Cathrin Wester Kyrre, skadeleder in the European travel Insurance. the

– While thefts from the rv or hotel reservations are normally covered. Here, there is no requirement about the use of the safety deposit box. But we do not cover theft of cash, ” says Wester Kyrre further.

This is not theft,

– If a subject has dropped out of itself, or is forgotten, this is not regarded as theft. When covered, it does not of reiseforsikringen, continues Brandeggen.

pay attention: Make good on your valuables when you are traveling. It takes just a few seconds of inattention to before you can be relieved of the values. Photo: Odd Roar Lange Show more

Please be aware that airlines have introduced stricter rules for what you can take with you as hand luggage. Carefully think over whether you really need to take with you so much on the journey, advises the Cathrin Wester Kyrre.

tusenlapper without supervision

– We believe at the same time that many people have a slightly unrealistic expectation of what reiseforsikringen covers. When people get going a little about the after an “unrealistic” demands, so realize many people basically why they get rejected, ” says Bjarne Rysstad, communications manager at Mutual.

– Additional requirements may apply left phone on a table at an al fresco restaurant in a busy shopping street or a have let the phone remain on the table when one has gone to the toilet. People forget that what they are doing, is really to leave a large stack of tusenlapper on the table without supervision, so to be gone in 5-10 minutes, ” explains Bjarne Rysstad.

Double replacement

Check with the insurance your what rights you have. the
And remember that in many cases you will get faster payments if you go through the insurance company instead of via the airline. But you can naturally not claim the same subject matter covered in both the airline and your insurance company.

New service for the “sausage-stealth” dinside

By reiseskade, lost or damaged baggage, however, you may distribute the damage on two or more companies if you do it this way:

You can divide the claim between both the airline and the insurance company. But, be careful that you do not require the same subject replaced two times. Make a precise list.

If you have lost your luggage, and it does not show up within 21 days, then pay the airlines 235 € per kilogram in compensation. It just means 3525 million. Probably content is worth much more and then comes reiseforsikringen.

And if the value also exceeds the maximum amount in reiseforsikringen your so you can claim the excess from your credit card company, if more than half of the journey is paid with this card.

Badetrøbbel: La feel free to fit on your valuables when you go and bathe. Photo: Odd Roar Lange Show more More for your money

If your flight is delayed or cancelled you will in many cases be entitled to compensation. The same applies if the aircraft is overbooket and you voluntarily or involuntarily have to stand over to the later flight.

When a flight is delayed or the flight cancelled and the airline will always give you information about your rights. It is a known issue that this does not always happen.

Both the SAS and a number of other companies offer you to get paid out compensation for this as a voucher instead to get the amount paid out in a money transfer to your account.

Here, you are not alone dinside

Voucher is in practice is that a traveler’s check – and at twice of the original requirements. You are entitled to 250 euros so it will be 500 euro on the voucher. This you can use as full or partial payment of the new flights.

You need not use up all of one and the same journey. And you can give away travel paid by voucher. You can also choose to have the compensation paid out in bonus points.

Watch out for Helsetrygdkortet

With your european health card (ehc) have you within the EEA entitled to the same health services as residents of the country you are in. But be aware of the limitations. Many people think the card is a travel insurance instead of travel insurance. It is not. It comes in addition to this.

also, keep in Mind that the deductible on the treatment and health care can be sky high and this is not covered by Helfo. Also, please be aware that the repatriation/medical transportation falls outside the Helfos coverage.

Warns against giftfelle

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